Our Services
Family Estate Advisors’ clients rely on us for clear, data-driven investment management, comprehensive estate planning and business succession plans to maximize value and minimize tax liability. Based on your needs, we’re happy to offer our expertise in one, two or all three areas.
Active Investment Management
We’ve designed straightforward investment strategies to help you pursue your goals because we believe investing should be simple and transparent. We avoid prepackaged, overly complicated and trendy investments. That’s a sensible approach in itself, but what truly sets us apart from other advisors is our time-tested, three-step process for seeking favorable returns in any market environment. We call it Active Investment Management (AIM).
STEP 1:
Listen and Learn
We listen to you and learn about your:
- Investment Goals
- Financial Health
- Risk Tolerance
- Investment Knowledge and Experience
- Personal and Financial Constraints
- Communication Preferences
STEP 2:
Design your portfolio
We utilize Blackrock’s Aladdin program to assess historical and current market data to forecast returns and risks associated with different asset classes. This information supports the strategic allocation of assets to achieve the desired balance between risk and return in line with your goals.
Further, Aladdin allows us to simulate various market scenarios and stress tests to understand potential impacts on your portfolio. This includes the effects of economic events, changes in interest rates, and other market shocks. Such comprehensive testing helps in designing portfolios that can withstand adverse conditions and maintain performance stability.
STEP 3:
Monitor and Make Changes
Aladdin operates in real-time, offering continuous monitoring of portfolio positions and market conditions. This capability allows us to make immediate adjustments to portfolios in response to changing market dynamics, helping to optimize performance and manage risk effectively.
Estate Planning & Wealth Preservation
Estate planning means much more than just making a will — in fact, preparing a thorough estate plan allowing for the preservation and transfer of your assets is one of the most important things you can do for your family. Our comprehensive educational process provides ways to avoid probate, eliminate estate taxes by throwing assets over the “tax wall” and treat family members fairly. We will outline the considerations for creating a living will, assigning a durable power of attorney and naming a health care surrogate to make decisions on your behalf if you’re unable. We can also help you outline your wishes for the distribution of your assets to the people and causes most important to you. If you have a family member with special needs or a disability, we aid you in making plans for their future care. We help ensure that the transfer of your assets happens quickly, on your terms and with minimal stress for your family.
Business Planning & Succession
We view business succession planning as a process, not as an event. We can review the current structure of your company and help you determine the viability beyond your ownership. If you want to grow or expand the business, we can provide options to cultivate and retain key employees and future leaders. If you have capital needs, we have business partners capable of bringing financing to you. In addition, we can help you take advantage of benefits available only to business owners, such as non-qualified deferred compensation plans, supplemental executive retirement plans (SERPs), split-dollar life insurance plans and more. We can also help you prepare for the future by creating a sound succession plan that not only provides for income during the transition period, but also anticipates and avoids potential family conflicts.